Call Us (316) 686-6666 ☰ ˟
Logo
Client Portal
Call Us (316) 686-6666 to get your personalized insurance quote
Se habla español
  • Our Agency
    • AboutImage of right arrow
      • Our Staff
      • Community Involvement
      • Privacy Policy
    • Testimonials
    • Our Providers
  • Products
    • Personal LinesImage of right arrow
      • Data Backup
      • Identity Theft
      • Permit, License & Notary Services
      • Personal Umbrella Insurance
      • Special Event Insurance
      • Wedding Insurance and Special Event Insurance
      • Other Personal Insurance
    • Auto InsuranceImage of right arrow
      • Liability Coverage
      • Comprehensive Coverage
      • Collision Coverage
      • Uninsured & Underinsured Motorist Coverage
      • Diminishing Deductible
      • Accident Forgiveness
      • Medical Payments Coverage
      • Mexican Auto Insurance
      • Minor Violation Forgiveness
      • Roadside Assistance
      • Specialty Auto Insurance
      • 24-Hour Customer Service
      • Towing
      • Rental Reimbursement
      • Personal Injury Protection (PIP)
    • Home InsuranceImage of right arrow
      • Home & Auto Insurance
      • Condo Insurance
      • Homeowners Liability
      • Renters Insurance
      • Mobile Home Insurance
      • Property Insurance
      • Scheduled Property Insurance
      • Landlords Insurance
      • In-Home Business Insurance
    • Farm InsuranceImage of right arrow
      • Crop Insurance
      • Farm Owners Insurance
      • Farm Livestock Insurance
      • Equine Insurance
      • Farm Equipment Insurance
      • Farm Dwelling Insurance
      • Farm Structures Insurance
      • Farm Auto Insurance
      • Farm Umbrella Insurance
      • Farm Liability Insurance
    • Flood Insurance
    • Life InsuranceImage of right arrow
      • Disability Insurance
      • Group Life Insurance
      • Individual Life Insurance
      • Key Person (Key Men) Insurance
      • Long-Term Care Insurance
      • Mortgage Protection Insurance
      • Second-To-Die Policy
    • Recreational Vehicle InsuranceImage of right arrow
      • Boat Insurance
      • Motorcycle Insurance
      • Motorhome Insurance
      • ATV Insurance
      • Snowmobile Insurance
    • Financial ServicesImage of right arrow
      • 401K
      • Annuities
      • Mutual Funds
      • Pension Plans
      • Profit Sharing Plans
      • Retirement Plans
      • Traditional & Roth IRAs
    • Coverage for Specific IndustriesImage of right arrow
      • Accounting Firm Insurance
      • Alarm Contractors Insurance
      • Bar Insurance
      • Box Truck Insurance
      • Builders Risk Insurance
      • Car Dealership Insurance
      • Cargo Insurance and Freight Insurance
      • Catering Insurance
      • Cleaning Business Insurance
      • Construction Insurance
      • Contractors Insurance
      • Consulting Firm Insurance
      • Specialty Trade Contractors Insurance
      • Craft Brewery Insurance
      • Dental Practice Insurance
      • Dump Truck Insurance
      • Educational Facility Insurance
      • Financial Institution Insurance
      • Food Truck Insurance
      • Fleet Insurance
      • Garage Insurance
      • Handyman Insurance
      • HVAC Contractors Insurance
      • Healthcare Facility Insurance
      • Healthcare Practice Insurance
      • Law Firm Insurance
      • Life Science Insurance
      • Limousine Services Insurance
      • Liquor Liability Insurance
      • Livestock Insurance
      • Maintenance Contractors Insurance
      • Manufacturing Insurance
      • Maritime Employers Insurance
      • Media & Advertising Insurance
      • Medical Malpractice Insurance
      • Minibus Insurance
      • Non Profit Insurance
      • Nursing Home Insurance
      • Nursing Insurance
      • Orthotics & Prosthetics Insurance
      • Personal Trainer Insurance
      • Pharmacist Insurance
      • Pool & Spa Insurance
      • Printers & Publishers Insurance
      • Railroad Contractors Insurance
      • Real Estate Businesses Insurance
      • Retail Insurance
      • School Bus Contractors Insurance
      • Scrap Metal Insurance
      • Security Guards Insurance
      • Self-Storage Insurance
      • Septic Contractors Insurance
      • Snow Plow Insurance
      • Specialized Truck Equipment Insurance
      • Technology Services Insurance
      • Tractor Insurance
      • Tow Trucks Insurance
      • Uber Insurance
      • Water Well Drillers Insurance
      • Veterinary Insurance
    • Coverage for Your BusinessImage of right arrow
      • Bonds
      • Business Catastrophe Insurance
      • Business Owners Policy (BOP)
      • Commercial Auto Insurance
      • Commercial General Liability
      • Commercial Property Insurance
      • Commercial Real Estate Insurance
      • Commercial Umbrella Insurance
      • Crime Insurance
      • Equipment Insurance
      • Errors and Omissions Insurance
      • Extortion Insurance
      • Fidelity Bonds
      • Leave Management
      • Loss Control Insurance
      • Inland Marine Insurance
      • Kidnapping Insurance
      • Marine Insurance
      • Mechanical Breakdown Insurance
      • Office Insurance
      • Product Liability Insurance
      • Professional Liability
      • Ransom Insurance
      • Shipping Insurance
      • Small Business Insurance
      • Small Business Liability Insurance
      • Storage Insurance
      • Surety Bonds
      • Technology Insurance
      • Trailer Insurance
      • Transportation Insurance
      • Trucking Insurance and Semi Truck Insurance
      • Workers Compensation
      • Van Insurance
    • Coverage for Your EmployeesImage of right arrow
      • Small Business Retirement Plans
      • Employer-Sponsored Retirement
      • Group Benefits
      • Group Disability Insurance
      • Voluntary Benefits
      • Retiree Health Coverage
      • Group Health Insurance
      • Disability Insurance
      • Individual Life Insurance
  • Get A Quote
    • Business & CommercialImage of right arrow
      • Business Owners (BOP) Quote Form
      • Commercial Auto Insurance Quote
      • General Liability Quote Form
      • Workers Compensation Quote
      • Certificate Request
    • Auto Insurance Quote
    • Homeowners Insurance Quote
    • Renters Insurance Quote
    • Toy Vehicle Insurance Request
  • Resources
    • Client Portal
    • Commercial Intake Form
    • Certificate Request For IPK
    • Refer a Friend
    • Important Links
    • Insurance Glossary
    • Blog
  • Contact Us
    • Contact Us
    • Our Locations
    • Habla Espanol
Home > Blog > How Do You File a Home Insurance Claim?
TUESDAY, AUGUST 15, 2023

How Do You File a Home Insurance Claim?

Most people purchase a home insurance policy with the hopes that they will never have to file a claim. This insurance is a great safety net in case of an accident, but what happens when you have to file your first home insurance claim? 
Home Insurance
Here are the main steps you must take in order to file a home insurance claim. 

Ensure Everyone’s Safety 

No matter what type of accident occurred or what claim you are filing, it is crucial that everyone receives medical attention as needed. Bad storms and accidents can lead to injuries, and everyone involved should seek medical help immediately. This is especially important for liability claims in which you or a family member has caused harm to another person. 

Call Your Insurance Agent 

Once you’ve decided to file a claim, contact your insurance agent. They will be able to walk you through the process of opening a claim. The insurance provider will then send a claims adjuster from the company to investigate the claim and calculate how much compensation you will receive based on the accident and your policy.  

Have the Damage Professionally Evaluated 

In many cases, you may want someone aside from the claims adjuster to look at the damages before filing a claim. Having a professional provide a quote on repairs or replacements can help you calculate how much you will pay. If the damages cost less than the price of your deductible, you may not be able to file a claim. The deductible is how much you must pay out of pocket when you file a home insurance claim. If you cannot reach this deductible, you may not receive any compensation from your home insurance policy. 

Document All Damages 

After you’ve regained your ground after an accident or disaster, take stock of the damages. It can help to include pictures and professional quotes of the damages and how much you have lost. Presenting the facts to your insurance agent and the claims adjuster can help the process go quicker and smoother, as well as ensuring that you receive the compensation you deserve. 

Before a disaster strikes, make sure to check your home insurance policy and understand its coverages and limits. Not everything is covered under home insurance, and if you have any questions about your policy, speak with your insurance agent. 
Posted 3:07 PM

Tags: home insurance
Share |


No Comments


Post a Comment
Required
Required (Not Displayed)
Required


All comments are moderated and stripped of HTML.

NOTICE: This blog and website are made available by the publisher for educational and informational purposes only. It is not be used as a substitute for competent insurance, legal, or tax advice from a licensed professional in your state. By using this blog site you understand that there is no broker client relationship between you and the blog and website publisher.
Blog Archive
  • 2025
  • 2024
  • 2023
  • 2022
  • 2021

  • renters insurance(5)
  • rv insurance(4)
  • home insurance(4)
  • liability(3)
  • auto insurance(3)
  • flood insurance(3)
  • life insurance(3)
  • insurance(3)
  • coverage(3)
  • business insurance(3)
  • mobile home insurance(2)
  • business owners policy(2)
  • farm insurance(2)
  • classic car insurance(2)
  • workers compensation(1)
  • bonds(1)
  • recreational vehicle insurance(1)
  • bop(1)
  • commercial auto(1)
  • toy vehicle insurance(1)
  • commercial(1)
  • professional(1)
  • risk(1)
  • commercial general liability insurance(1)
  • cyber(1)
  • high value home insurance(1)
  • builders(1)
  • motorcycle insurance(1)
  • policy(1)
  • safe driving(1)
  • commercial auto insruance(1)
  • homeowners insurance(1)
  • commercial auto insurance(1)

View Mobile Version
Contact us
(316) 686-6666 1819 S. Rock Road Suite 101 | Wichita, KS 67207
Quick Links
Home Our Products Customer Service Payment Options Report a Claim About Us Our Carriers Partners Blog Contact Us
Location
1819 S. Rock Road, Suite 101
Wichita, KS 67207
P: (316) 686-6666
F: 316-425-0025



Twitter Icon Facebook Icon LinkedIn Icon Google Icon


© Copyright. All rights reserved.
Powered by Insurance Website Builder